RD Scheme


Getting to drive your dream vehicle can make life seem so much better. NIDHI SOFTWARE PRO offers Express RD Schemes for your dream vehicle. Our RD Schemes are easy and quick to avail and we make sure you take on the roads faster with our quick processing of the loan. So, what are you waiting for? Just rush to book your dream car or bike (High end bikes costing minimum Rs. 1.20 lacs onwards) , while we take care of your loan requirement.


  • Maximum Funding : NIDHI SOFTWARE PRO will help you get a higher sanction for funding your dream Vehicle
  • Wide coverage on Vehicles : Our RD Scheme covers wide range of car's, suv's and high end bikes
  • EMI on reducing balance : Repayment with easy EMIs and avail the loan for upto 7 years
  • Attractive Interest rates : To ensure a smooth ride our RD Schemes offer attractive rate of interest
  • Tie-ups with Dealers and Manufacturers : We have the tie-ups with dealers and Manufactures of vehicles and we make sure you will get the best deal


Eligibility Salaried
  • Min age of the applicant: 18 years
  • Max age of the applicant (At loan Maturity): 70 years/retirement age whichever is earlier.
  • Min. Annual Income of Rs.2,40,000/-
  • Income proof: Salary Slip, Form 16/ ITR, Bank statement showing salary credit

Eligibility Salaried
Self-Employed Professionals:
  • Min age of the applicant: 18 years
  • Max age of the applicant: (At loan Maturity): 70 years
  • Min. 2 years in profession
  • Min. Annual Income of Rs.2,40,000/-
  • Income proof: for Last 2 years with computation of income / certified financials, Balance Sheet, P & L A/c, Bank statement
Age Proof

School Leaving Certificate


Driving License

Election ID Card

Birth Certificate

LIC Policy

PAN Card

Address Proof:


Driving license

Election Id card

Telephone Bill / Electricity Bill

Title deed of property / Rental Agreement

Employers letter

Sales Tax RC / ITR / Form 18

Identity Proof:


PAN Card

Election Id card

Driving License

Photo Credit Card

Employers ID Card

Income Proof:

Latest 2 months salary slips; Form 16/ ITR for last 2 years; Bank Statement reflecting salary credits for 4 months

Bank Statement:

Income Statement, Balance Sheet and ITR for last 2 years, Bank Statement for 6 months

Documentation charges:

As per actual cost

Disclaimer : NIDHI SOFTWARE PRO may ask for additional document if required.

Repayment Option

Repayment is done through Equated Monthly Installments (EMIs) comprising both principal and interest.

Standing Instruction

Part payment/Foreclosure allowed after 6 months of loan disbursement from own source without penalty. Within 6 months of disbursement or by way of balance transfer 1% of balance outstanding plus applicable charges would be charged

How To Apply

Get a RD Scheme in 3 easy steps.

01. Basic Details

Provide your basic details to help us know you better.

02. Check Eligibility

Determine your eligibility to get a RD Scheme.

03. Submit Documents

Documents such as residential proof, income and employment details.

Attractive Interest Rates to Make
Your RD Scheme Affordable
and Convenient

Schedule of charges and Terms & Conditions applicable on RD Scheme
Schedule Of Charges